Lending Officer
Poteau, OK
Full Time
Mid Level
LENDING OFFICER – Poteau, Oklahoma
The ideal candidate will have experience with Poultry operations
Hours: M – F (8am to 4:30pm)
Summary: The Lending Officer develops new business relationships, structures, and closes short-term and long-term agricultural loans while maintaining and servicing an existing portfolio.
Position Responsibilities:
Customer Prospecting, Business Development, and Marketing
- Identifies potential customers by engaging in the community and talking with realtors, attorneys and others and researching landowner publications and legal documents.
- Utilize business intelligence reports to identify growth opportunities within the regional marketplace.
- Attends real estate, equipment, and livestock auctions to identify and engage with existing and potential customers.
- Represents Oklahoma AgCredit at community events, seminars, conferences, and similar events.
- Contacts potential customers to understand their needs and introduce Oklahoma AgCredit’s products and services.
- Obtains loan applications with all required documentation.
- Provides information obtained from customers to Credit Team for credit analysis on all loans.
- Loan renewals and annual reviews – facilitate with the Credit Team
- Submits appraisal requests.
- Notifies customer of decision
- Provides information on customers and closing contacts to Loan Processing Team (LPT) for the preparation of loan documents
- Attends and facilitates Loan Closings between Buyers, Sellers, Realtors, Lenders, and Closing Agents to ensure all parties properly execute closing documents.
- Refinances loans and loan conversions
- Schedules field inspections
- Identifies and evaluates proposed collateral.
- Takes and files photographs, location of chattels, sources of valuations, and summary of customer operations
- Bachelor’s degree in agribusiness, agricultural economics, finance, business, or experience equivalent
- Lending Officer - 1 year of related experience in agriculture or a financial services role
- Experience with financing poultry operations required
- Or an equivalent combination of education and experience sufficient to perform the essential functions of the job
- Working knowledge of the agriculture industry, agricultural economics & marketing strategies
- Skill in reading and understanding income statements, balance sheets, tax returns and other financial reports.
Oklahoma AgCredit offers a competitive compensation and benefits package, including:
- Competitive base pay with an incentive plan
- 401(k) Contribution 3%, Match 6%
- Paid Vacation (15 days), Sick Leave (15 days) and Holidays (12 days)
- Excellent medical, Dental, Vision, Life Insurance
- Flexible Spending and Health Savings Accounts
- Wellness program activities and rewards
- Customer-Centric Environment
- Opportunity to Give Back to Agriculture
Important note: We care about your hiring process and take it seriously. A real person will review your application, meaning response timelines may vary. The interviewing process at Oklahoma AgCredit may include emails, texts, phone calls, and on-site interviews. We cannot personally follow-up with each applicant, and we will do our best to create a professional, respectful, and thorough process for candidates with whom we identify as a potential fit.
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